The statute of limitations on an insurance company’s lawsuit over coverage duties is triggered when the insurer becomes aware that it may not have a duty to defend and indemnify, the state Superior Court has ruled.

A split en banc panel of the court July 7 reversed a ruling from the Westmoreland County Court of Common Pleas, which had said the four-year statute of limitations begins to run when an insurance company receives the civil complaint against its insured.

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