The implications of these court cases stretch beyond COVID, as they could come to bear during future pandemics and even potentially impact claims stemming from environmental hazards or climate change. (Credit: ErgoSum88/Wiki Commons) 
With two federal courts in the state handing down divergent rulings on whether COVID-19 would constitute a physical loss for business interruption (BI) claims, Ohio is the center for these cases, with judges around the country watching to see which side prevails during appeals.
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