July 4th fireworks in New York City. Photo: Songquan Deng/Shutterstock 7th Circ.: Insurer Has No Duty to Defend or Indemnify Fireworks Distributor for Volunteers' July 4 Injuries
Under Spielbauer's general and excess liability insurance policies, the "shooters endorsement" says: "This policy shall NOT provide coverage of any kind (including but not limited to judgment costs, defense, costs of defense, etc.) for any claims arising out of injuries or death to shooters or their assistants hired to perform fireworks displays or any other person assisting or aiding in the display of fireworks whether or not any of the foregoing are employed by the Named Insured, any shooter or any assistant."
October 20, 2022 at 02:22 PM
6 minute read
The U.S. Court of Appeals for the Seventh Circuit has affirmed a district court's finding that an insurance company had no duty to defend or indemnify a fireworks distributor for the injuries sustained to two volunteers at a July 4 fireworks display.
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