The U.S. Court of Appeals for the Eighth Circuit recently authored an opinion addressing an offshoot of a lengthy government investigation that the government termed "Operation Backcracker." To effectuate the scheme at issue, chiropractors used recruiters to find automobile-accident victims who would receive treatment under Minnesota's No-Fault Act. In Taqueria El Primo v. Illinois Farmers Insurance, Case No. 23-3128, the Eighth Circuit vacated a district court opinion that had enjoined Illinois Farmers Insurance Co. and others (collectively Farmers) from entering into and enforcing civil settlements in which providers had agreed not to bill Farmers for treatment. The Eighth Circuit held unanimously that these "no-bill agreements" were legal in an opinion that turned on the statutory interpretation of Minnesota's No-Fault Act.