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Before Morriss, C.J., Carter and Moseley, JJ.

OPINION

After several water leaks at his home in Marshall, Neal Laird made a claim on his homeowners policy against his insurance company, CMI Lloyds. CMI paid Laird over $30,000.00 for his loss, but a dispute arose as to the total damages that ultimately resulted in this lawsuit in which the trial court found by summary judgment that CMI had paid all it owed under the policy. Laird, the insured homeowner, appeals the trial court’s order granting insurer CMI’s motion for summary judgment and denying Laird’s motion for partial summary judgment.

 
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