ONLY THE POSSUMS are enjoying the backyard of 2035 Lilac Lane in Decatur, where Wall Street titan Bear Stearns Cos. is just another homeowner by default.

”It’s a mess,” said Kiwanna Ford, 31, who grew up next door to the vacant brick ranch-style house four miles south of the DeKalb County Courthouse. Bear Stearns seized the property three months ago after Ford’s neighbor stopped making payments on his mortgage. ”If we wanted to sell our house right now with that next door, it would hurt,” she said.

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