Finding plausible the claims of two homeowners that lenders imposed unnecessary flood insurance requirements on their mortgages, a federal judge has refused to dismiss a class action complaint seeking refunds of premiums and injunctive relief.
Northern District Judge David Hurd (See Profile) allowed Casey v. Citibank, 5:12-cv-820, to go forward on claims of breach of contract, conversion, an alleged violation of the Truth in Lending Act, violation of the state’s Deceptive Practices Act, breach of the covenant of good faith and fair dealing, and breach of fiduciary duty.
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