Insurers for Urban Outfitters and Anthropologie do not have to defend the clothing stores against three class action lawsuits over their collection of ZIP code information, the U.S. Court of Appeals for the Third Circuit has ruled.
A three-judge panel of the court ruled Tuesday that OneBeacon America Insurance Co. and Hanover Insurance Group will not need to provide coverage since the suits allege violation of local laws, and injuries not covered in the policies. The nonprecedential opinion, written by Judge Anthony Scirica, upheld a decision from the U.S. District Court for the Eastern District of Pennsylvania.
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