Duncan, her husband Scott, and sister Marlyn Somera, wore seatbelts. Her passengers sustained only minor injuries, but Claire Duncan suffered a lethal skull fracture.

In 2001, Scott Duncan sued Ford Motor Co., claiming that defects with the Explorer’s roof and seatbelt caused his wife’s death. The roof crushed in seven inches and the seatbelt slackened, he alleged, allowing the fatal contact with her skull.

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