Sandra K Jones

Sandra K Jones

June 22, 2023 | The Legal Intelligencer

Changing How We Look at Structured Settlement Transfers

In my March article, I wrote about the Cordero case, which remains well-known in the relatively small and insular structured settlement industry. Lujerio Cordero had sold, in six separate transactions, the majority of his guaranteed income streams from a structured settlement annuity to third-party factoring companies.

By Sandra K. Jones

8 minute read

March 16, 2023 | The Legal Intelligencer

Potential for a Structured Settlement Industry Shake-Up: The 'Cordero' Appeal

There is an entire industry that has existed in our country for many years where personal injury victims and wrongful death survivors who settled tort cases by way of "structured" settlement (as opposed to an all-at-once lump sum) have sold or assigned their future structured settlement payment rights to third-party purchasers, at high interest rates, for what can end up as mere pennies on the dollar.

By Sandra K. Jones

10 minute read

October 06, 2022 | The Legal Intelligencer

Court: Longshore and Harbor Workers' Compensation Act Structured Payments Cannot be Factored

The latest opinion and order, albeit a state court decision, should assist annuity owners and issuers when enforcing the premise that LHWCA are simply not to be factored—in Michigan and throughout the United States.

By Sandra K. Jones

7 minute read

June 02, 2022 | The Legal Intelligencer

Chomping at the Bit: Pet Insurance Numbers Climb for 2021

North America's pet insurance sector exceeded $2.83 billion at year-end 2021, meaning the industry has more than doubled since 2018.

By Sandra K. Jones

6 minute read

March 10, 2022 | The Legal Intelligencer

Insuring Our Feathered and Furry Family Members

Pet insurance plans covering the veterinary costs associated with diagnosing behavioral problems in pets is as an attractive solution to pandemic-related mental health concerns.

By Sandra K. Jones

8 minute read