Nearly 20 years ago, Robert B. Adelman, as president of the Connecticut Trial Lawyers Association, spearheaded legislation to repeal Connecticut’s no-fault auto insurance system, and return to fault-based tort litigation.
His interest in the workings of the insurance system is both practical and policy-based. Primarily, personal injury litigation is funded by insurance dollars. Before plaintiffs lawyers can profitably take on a case, they usually need a defendant with enough coverage or other assets to provide a collectable judgment. The next best thing is uninsured and underinsured motorists’ coverage (UM) – the safeguard for a plaintiff injured by a judgment-proof tortfeasor.
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