Imagine opening your mail one day to learn that your checking account was overdrawn, your credit card maxed out, and a collection agency was threatening to sue you for overdue co-payments to a physician. How could this happen? By your calculations, you had a positive bank balance. You paid your credit card bill in full the week before, and subsequent charges were nowhere near your credit limit. And the co-payments? You’ve never heard of the physician.
This scenario could come true if someone obtained your name, address, Social Security number, and history of medical claims from your health insurance company. But that’s quite unlikely, isn’t it? Could your insurer have been so careless as to allow your personal information to fall into nefarious hands? Yes, it could.
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