Anyone who has attended a session of the small claims, housing or family court lately is fully aware that great numbers of our citizens come to court every day without lawyers. Some (small claims and housing) simply cannot afford legal help at any cost. In family, it seems that while many could afford modestly priced lawyer services, few will pay for what they (wrongly in many cases) believe they can do just as well themselves.

Legal aid agencies, which never were able to serve more than a small percentage of those in need, have been punched in the gut by the collapse of the IOLTA funding regime and decreased support from other funding sources. For those who are above 125 percent of the poverty line, even these limited resources are not available at all.

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