It all started a decade ago, when Sara Socci was tied up by a masked intruder at her workplace during a botched robbery. She sued her boss after he let the intruder walk away, and she won a $835,700 jury verdict. The boss wanted his insurance carrier, Nationwide Mutual Insurance Co., to cover the cost of the verdict. But Nationwide refused to pay.

In the years since, Nationwide and the boss, Jeff Pasiak, have been locked in a legal battle over who is responsible for paying, and whether what transpired was covered under Pasiak’s policies. As insurance disputes go, this one is hardly run-of-the-mill. And lawyers not connected with the case say the final result could have implications for anyone having a home office.

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