Francis and Barbara Coughlin purchased a long-term care insurance policy in 1992. Two decades later, they needed it. Francis was suffering from multiple ailments and Barbara had Alzheimer’s disease. In April 2012, they moved into an assisted living facility in Darien, but their insurance company refused to pay for their care.
Their alleged experiences are detailed in ongoing litigation against the Continental Casualty Company in U.S. District Court in Connecticut. According to the 2013 lawsuit, other policy holders encountered the same situation. In a decision dated March 1, Judge Janet Bond Arterton granted class action status to plaintiffs in the case, which is scheduled to go to trial in early 2017. “The heart of these claims is a dispute over the proper interpretation of identically worded policies,” Arterton wrote.
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