Affirming the decision of the lower court, the U.S. Court of Appeals for the Eleventh Circuit held that an insurer had no duty to pay for losses in an incident involving a festival attendee and a flying beach ball.

Robert Hunt, who attended Rum Fest 2017 in Orlando, claimed he suffered severe ligament and tendon injuries when he used his outstretched hands to push an extra-large beach ball away from him to prevent it from hitting him in the head at Wall Street Plaza in downtown Orlando.

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