While a cyberattack might not be top of mind for owners of the local pizza shop, florist or auto mechanic, they should be as cybercriminals have embraced a shotgun approach to choosing victims.

“They (cybercriminals) are buying big dumps of user IDs, emails and passwords,” explains Bob Wice, head of underwriting management, cyber & tech at Beazley. From there, digital crooks simply blast out massive campaigns in hopes of contacting a rube.

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