Inflation has been present in our economy for the last two years. More recently, its effects have been felt by companies and consumers alike, from the price of everyday essentials, like gas and groceries, to the cost of building materials and record-breaking home prices. While frustration with growing prices is valid, the belief that rising interest rates will ease inflation is not.

The sheer volume of cash in the market has created a counter-cyclical response. Consumer spending shows no signs of slowing, which in turn continues to stress the supply chain. In fact, a recent report from Statista shows there were more than 11,600 supply chain disruptions in 2021, and experts expect that number to climb in 2022. Additionally, Russia's recent invasion of Ukraine brings more uncertainty to the economic outlook.