Florida’s Fourth District Court of Appeal has ruled that a public adjuster, who sued a law firm in a third-party action over the denial of an insurance claim, did not have the material facts necessary to establish a third-party claim, according to the opinion.

According to the appeals court’s Aug. 17 opinion in The Dental Law Firm v. The People’s Choice Public Adjusters, two insureds hired People’s Choice to report a property loss claim to their insurer. But the insurer did not contact the property adjuster until 93 days later requesting an inspection of the property. The public adjuster rejected the insurer’s request for inspection due to the belief that the request was untimely pursuant to Florida’s statute which requires inspection within 90 days.