Instead of paying a claim of less than $25,000 to replace a 1999 Ford Expedition, State Farm Fire & Casualty Co. spent 12 years and more than $546,000 fighting the case, which finally ended in a settlement.
Miami Gardens residents Ralph Morla and Marianela Echevarria sued State Farm in 2003 after the insurer denied their claim for the stolen sport utility vehicle.
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