A foreclosed-upon homeowner’s attempt to transfer her original lender’s alleged fraud to a successor lender that purchased her debt failed before Florida’s Fourth District Court of Appeal.
Hilary Williamson hinged her foreclosure trial defense on a claim her mortgage originator, Washington Mutual Bank F.A., saddled her with a debt she couldn’t afford. She claimed the loan officer doctored her application to inflate her income and real estate holdings to close the deal. She claimed Washington Mutual’s loan officer falsified the documents without her knowledge to add $200,000 in liquid assets, $8,300 in monthly income and a bogus list of real estate investments.
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