The ongoing debate over who’s responsible for what plaintiffs and defense lawyers say is a surge in personal injury trials is ripping the Band-Aid off a familiar wound.

Plaintiffs lawyers say they’re forced to turn to the courts when tight-fisted insurers refuse to offer reasonable compensation to an injured party. Defense lawyers, though, counter that plaintiffs too often turn down appropriate or generous offers, opting to go to court in hopes of a big payday.

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