Judge Britt Grant of the U.S. Court of Appeals for the Eleventh Circuit has some questions for her former colleagues at the Georgia Supreme Court.

They involve a bicyclist hit by a borrowed Ford Explorer, an unmet $30,000 insurance policy limit demand and an insurance bad faith claim that has put Geico "on the hook" for most of a nearly $3 million default judgment—even though the company had no notice of the lawsuit, Grant said.