The Georgia Court of Appeals has again ruled that, when an insured offers to settle an injury claim, anything short of an unequivocal acceptance of those terms will be considered a counteroffer by the insurer.

Georgia Court Of Appeals Presiding Judge M. Yvette Miller Handout Photo 3-8-2016 Judge Yvette Miller. Courtesy photo

After plaintiff Luis Novas was injured in a motorcycle accident caused by defendant Ronda Bennett in January 2020, he sent a letter to Bennett and Progressive Insurance offering to settle his claims against them for the full $25,000 liability coverage. Novas sustained injuries to his pelvis, bladder, ribs, lungs and stomach, according to the appeals court’s June 17 opinion, penned by Judge M. Yvette Miller.

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