Photo: Valery Evlakhov/Shutterstock.com South Carolina Court Says No COVID-19 Loss Insurance for Restaurants
The South Carolina Supreme Court agreed with the insurance company's argument that there must be the "physical alteration, destruction, or permanent dispossession of property" to make an insurance claim. The inability to use the property is not enough to trigger coverage.
August 11, 2022 at 07:10 PM
3 minute read
The South Carolina Supreme Court said Wednesday that a sports bar chain could not recoup damages from its insurance policy over the COVID-19 pandemic and subsequent shutdown.
The ruling in Sullivan Management, LLC v. Fireman's Fund Insurance Company is the latest victory for insurers as high courts across the country routinely side with them in such disputes. The decisions serve as a cautionary tale on the scope of all-risk policies for local business owners, who are seeing the windows for such pandemic-related lawsuits close.
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