We are now heading into the fourth year of an unprecedented recession that has severely hit Georgia real estate. It has affected a broad spectrum of Georgia residents ranging from professional developers to unsophisticated individuals whose retirement funds were invested in real estate upon the advice of others. For any number of reasons, many of these people have defaulted on their real estate loans.
As Georgia courts continue to work through these cases and judgments are being entered, many debtors are being subjected to undue penalties, while lenders are receiving a windfall.
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