NEW ORLEANS AP – A couple who lost their home to Hurricane Rita went to the Louisiana Supreme Court on Tuesday with their contention that state law requires an insurance company to pay the full cost of their loss even though flood water – not covered in their policy – did much of the damage.

It was one of two insurance cases before the court Tuesday stemming from hurricanes Rita and Katrina, the 2005 storms that devastated much of Louisiana’s coast. Both cases have major implications for the state’s insurance market and for many victims of the storms.