A Gwinnett County jury awarded a woman $816,000 for injuries she sustained in a car wreck four years ago, but because the defendant driver’s insurer had already paid its $25,000 limit and the plaintiff’s uninsured/underinsured motorist coverage was $275,000, attorney Timothy Hall said the $300,000 total is all she’s likely to collect.
Hall said his client’s UM carrier, State Farm, had paid $130,000 on her claim but refused to offer more. The resulting trial for the remaining $145,000 is an illustration of what Hall said is an incentive Georgia law creates for an insurer to “dig in its heels and refuse to pay its policy limits, even when the evidence shows the injury is likely worth more” than the limits.
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