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Willis v. Allstate Ins. Co.

The claimant failed to point to any evidence that the insurer misled her during negotiations and fraudulently induced her to believe that the insurer intended to accept the claims and would waive the suit limitation provision in the policy.

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This case, involving an action on a homeowner’s insurance policy issued by Allstate Insurance Company to Linda Willis, appears before us for the second time. The underlying facts are laid out in detail in Willis v. Allstate Ins. Co., 321 Ga. App. 496 740 SE2d 413 2013:

While in the process of remodeling her home, Willis rented a portable storage unit to hold some of her possessions. Because the unit was placed in her front yard, some of Willis’s neighbors complained, and, without notice to Willis, the owner of the storage unit removed it from her yard and put it in the company’s storage yard. Willis reported this to Allstate as a theft. Then, the next day Willis’s home burned, and Allstate boarded up the house because it determined the house was unsafe. Willis contends other property of hers was stolen from the boarded-up house. Although Willis filed claims for the stolen property, the fire damage to her home, and the costs of her temporary living expenses, Allstate never paid any of the claims.

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