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Jaycee Atlanta Dev. LLC v. Providence Bank

The loan agreement, promissory note and guaranties at issue were properly authenticated, as O.C.G.A. § 24-9-902 subsection 9 provides that "commercial paper, signatures thereon, and documents relating thereto" are self-authenticating.

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Jaycee Atlanta Development, LLC “Jaycee” obtained a $15 million line of credit from a bank that later failed and had its assets transferred to Providence Bank. When Jaycee defaulted on the loan, Providence sued Jaycee and its members, Charles Woodson and James Crawford, to recover the remaining principal balance, plus interest. On cross-motions for summary judgment, the trial court ruled in favor of Providence, and Jaycee, Woodson, and Crawford now appeal. For reasons that follow, we affirm.

Summary judgment is appropriate if the moving party demonstrates that there is no genuine issue of material fact and that the undisputed facts warrant judgment as a matter of law. Nixon v. Pierce County School Dist., 322 Ga. App. 745, 747 746 SE2d 225 2013. In reviewing the trial court’s ruling on a motion for summary judgment, we apply a de novo standard of review and view the evidence in a light most favorable to the nonmoving party. Graham v. HHC St. Simons, 322 Ga. App. 693, 694 2 746 SE2d 157 2013. We will affirm the grant of summary judgment if it is right for any reason. Stephen A. Wheat Trust v. Sparks, 325 Ga. App. 673, 679 4, n. 8 754 SE2d 640 2014.

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