Lynn K. Sowell appeals from the trial court’s grant of summary judgment to Branch Banking & Trust Company BB&T in its breach of contract action, which it filed after Sowell defaulted on the terms of a loan modification agreement that she executed on behalf of the borrower, Everyday, Inc. We affirm. “Summary judgment is proper when there is no genuine issue of material fact and the movant is entitled to judgment as a matter of law. We review de novo the grant of summary judgment, construing the evidence in a light most favorable to the nonmoving party.”1 So construed, the evidence shows that BB&T loaned $75,000 to Everyday on or about March 27, 2002. Manuela Evans, president of Everyday, signed the promissory note on the corporation’s behalf and executed a Guaranty Agreement simultaneously therewith. On or about March 21, 2007, Sowell executed a Guaranty Agreement “Guaranty” with BB&T, which mistakenly identified Sowell as the borrower, instead of Everyday. The Guaranty did not contain any other references to the original loan or promissory note executed on behalf of Everyday. On June 11, 2008, Sowell executed a ChoiceLine Modification Agreement the “Modification”, under the section entitled “Additional Co-Borrowers or Guarantors,” which identified Everyday as the borrower, included the note number, account number, and loan amount from the original promissory note March 27, 2002, and extended the maturity date of the loan to June 7, 2009.2 The Modification also provided that “each Guarantor hereby ratifies and affirms his/her Guaranty Agreement under which each Guarantor unconditionally guaranteed the payment when due of all indebtedness and obligations owing by Borrower to BB&T under this Agreement and the Loan Documents, all in accordance with the terms and conditions of the Guaranty Agreement.”
BB&T filed its complaint for breach of contract against Everyday, Sowell, and Evans, alleging that they defaulted on the loan. BB&T then moved for summary judgment, which the trial court granted, entering a Final Order and Judgment against Sowell.
