Charles Davis appeals the trial court’s grant of summary judgment to Discover Bank on its suit against him for a credit card debt, arguing that Discover failed to submit evidence that he had ever signed a credit application. For the reasons that follow, we affirm the trial court. On appeal we review the trial court’s grant of summary judgment de novo to determine whether the evidence, viewed in the light most favorable to the nonmoving party, demonstrates a genuine issue of material fact. Summary judgment is proper only when no issue of material fact exists and the moving party is entitled to judgment as a matter of law. Preferred Real Estate Equities v. Housing Systems , 248 Ga. App. 745 548 SE2d 646 2001. Further, when ruling on a motion for summary judgment, a court must give the opposing party the benefit of all reasonable doubt, and the evidence and all inferences and conclusions therefrom must be construed most favorably toward the party opposing the motion. Moore v. Goldome Credit Corp. , 187 Ga. App. 594, 596 370 SE2d 843 1988. On motions for summary judgment, however, courts cannot resolve the facts or reconcile the issues. Fletcher v. Amax, Inc. , 160 Ga. App. 692, 695 288 SE2d 49 1981. When reviewing the grant or denial of a motion for summary judgment, this court conducts a de novo review of the law and the evidence. Desai v. Silver Dollar City, Inc. , 229 Ga. App. 160, 163 1 493 SE2d 540 1997.
Discover sued Davis for the unpaid balance on a credit card, $7, 218.43, plus pre-judgment interest and attorney fees. Attached to the complaint was the affidavit of Discover’s “legal placement account manager,” who verified that he had control and access to the records pertaining to this account, which were kept in the normal course of business. The manager further verified that the card member agreement and terms attached to the affidavit was sent to all card members. That agreement provided that “the use of your account or a card by you or an authorized user . . . means you accept this agreement.” Finally the manager verified that the attached statement of account showing the balance due was true and correct.
