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Printis v. Bankers Life Ins. Co. Inc.

O.C.G.A. § 33-31-4 a allows the amount of credit life insurance on a loan to include the total amount payable over the course of the loan.

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Felicia Printis sued Bankers Life Insurance Company, Inc. Bankers Life, claiming that she was charged illegal, excessive premiums for a credit life insurance policy that she purchased. Printis sought repayment of overpaid premiums, damages for an alleged RICO violation, as well as class action status.1 Bankers Life moved for judgment on the pleadings, which the trial court granted. This appeal ensued. As the trial court ruled correctly, we affirm.

On a motion for judgment on the pleadings, we treat all well-plead material allegations by the non-movant as true and all denials by the movant as false.2 Although such motion is, by definition, limited to the pleadings, a trial court may also consider exhibits that have been incorporated into the pleadings.3 If, in reviewing these documents, there is a complete failure by the plaintiff to state a cause of action, then the defendant is entitled to judgment as a matter of law.4

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