Days later, with reconstruction plans already in debate, Silverstein looked to insurance payouts as the first step towards a new World Trade Center. But how much he would receive was in question.

The property was insured by 25 different companies, though few of them had finalized their contracts by Sept. 11. Silverstein’s payout would depend on the defintion of the word “occurrence” in each contract. The question was, “Are we dealing with one attack or two?”

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