Which way would you rather lose? That's a question that lawyers for Sergio Ramirez are probably asking themselves right now.

The U.S. Supreme Court will hear argument March 30 in TransUnion v. Ramirez, a class action under the Fair Credit Reporting Act. The case presents important questions—from what kinds of statutory violations support Article III standing to what makes a class representative "typical" under Rule 23(a)—that seem certain to divide the justices and make an affirmance unlikely. But just how the court resolves the case may wind up being more important to class-action litigants than the bottom line.