Mold, silica, microplastics, nanotubes, and a myriad of chemical compounds are just some examples of what tort lawyers have identified as the "next asbestos" over the past several decades. This phrase is now commonly used to identify the public health threats resulting from exposure and the consequential damages and liabilities facing businesses of all shapes and sizes. Any liability approaching that of asbestos has equally significant insurance coverage ramifications. Benzene may be the newest "next asbestos."