Photo: Dusan Petkovic via Adobe Stock A&E Insurance: Professional Liability and General Liability Coverage Overlap
A discussion of insurance coverage for architects and engineers, specifically, the extent to which common gaps in their professional liability policies may be filled in some instances by their general liability policies.
May 30, 2023 at 10:00 AM
5 minute read
A recurring issue for architects and engineers is whether, in litigation where they are being defended under their professional liability (PL) insurance policies, a duty to defend can also exist under their general liability (GL) insurance policies. This, in turn, raises three questions. First, is the GL policy triggered? Second, if it is, how does it correlate with a potentially significant self-insured retention (SIR) under the PL policy? Third, how does it impact on the PL policy duty to defend?
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