During this past term, the Court of Appeals decided a number of important insurance law questions and cases involving insurance carriers that established precedents for insurers and for other parties. The opinions of the court in the four cases discussed here were written by different judges. Moreover, three were unanimous and reversed the rulings below. The court only was divided (4-1) in the fourth case, which was certified to the court by the U.S. Court of Appeals for the Eleventh Circuit.