In the wake of the sub-prime mortgage crisis, the real estate lending practices of U.S. financial institutions have come under increased global scrutiny. The subject has received widespread coverage by the media and been debated at length by Congress.
While there are vast opinions on the topic, most agree that steps must be taken to prevent a similar meltdown in the future. This sentiment has not only sparked action on new legislation but also raised questions about the enforcement of existing laws.
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