Each year “Consumer Law: The Judge’s Guide to Federal and New York State Consumer Protection Statutes” is updated and the 2010 version is now available on the Internet.1 There have been several exciting developments including two important decisions from the Court of Appeals involving the enforceability of mandatory arbitration and choice of law clauses in consumer contracts. There has also been an increase in food litigation involving unhealthy and/or misrepresented ingredients, misleading labeling and excessive slack fill.
Not surprisingly there has also been an increase in abusive debt collection practices and deceptive debt reduction services. New developments in the ongoing battle over excessive fees charged by gift card issuers may mean a lessening of consumer protection for gift card recipients in New York State. Although not discussed in this article, another major development, the Dodd-Frank Wall Street Reform and Consumer Protection Act, “the most important change in consumer protection law since the late 1960s,” was signed into law on July 21, 2010.2
Paying Arbitration Costs
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