A young woman whose address was included on a default judgment against someone with a virtually identical name but a different Social Security number and date of birth can seek compensation from the debt collectors she accuses of negligently shattering her credit rating, a state judge has ruled.
“Defendants are in the business of attempting to collect debts,” Brooklyn Supreme Court Justice Wayne P. Saitta held in Rachel Lindor v. Palisades Collection, LLC, 22000/2009. “They ultimately make a public record of the outcome of their work and it is expected that this information will be used by the Credit Reporting Agencies. They have a duty to make a reasonable effort to get the information right, to avoid the harm to innocent, similarly named parties.”
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