The Dodd-Frank Wall Street Reform and Consumer Protection Act was signed into law by the President Barack Obama on July 21, 2010 having been approved by the House (237-192) on June 30 and by the Senate (60-39) on July 15. This is an update of my last article on this subject which appeared under this column on April 13, 2011.
We wound up with what most commentators predicted: a new, powerful regulator, the Consumer Financial Protection Bureau, empowered to protect consumers in connection with their purchase and use of financial services products without regard to safety and soundness considerations.
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