The “Repo Man” has become a caricature in modern day American folklore. With television shows like “Repo Wars” and “Operation Repo” glorifying the dangerous life of the repossession agent, it is no wonder that one often hears stories of violence carried out by these agents. Can this result in a viable personal injury lawsuit?
The instincts of a well-trained personal injury attorney dictate that unless the “Repo Man” has considerable assets, a lawsuit against the towing company or the lender that sent these agents to a vehicle owner’s property would be futile because: (a) employers of independent contractors are generally not liable for injuries to a third party, and (b) an insurance company would likely disclaim coverage against this intentional (and possibly criminal) assault.
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