An insurer is not obligated to pay $50,000 under the accidental death and personal loss policy of a motorcyclist who was drunk and going 124 mph when he hit a car and was killed, a judge ruled.
Northern District Judge Mae D’Agostino said that while the Aetna policy did not explicitly rule out payment for such an “accident,” courts have “almost always” come to find that gross intoxication and reckless conduct by insureds relieves companies of their duty to pay.
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