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Harleysville Worcester Ins. Co. v. MGB Building Inc.

Insurer Must Provide Coverage to Defendants Up to Policy Limits in Case Over 2013 Accident

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DECISION AND ORDERINTRODUCTION

*1  This insurance contract case, here on diversity jurisdiction, is now before the Court on the following applications all filed on May 30, 2017: (1) motion for summary judgment filed by Harleysville Worchester Insurance Company (“Harleysville”), ECF No. 69; (2) cross-motion for summary judgment filed by Brian Holding and Kathleen M. Holding (“Holdings”), ECF No. 70; and (3) cross-motion for summary judgment by Chad Brooks, Matthew G. Brooks, and MGB Building, Inc. (“MGB”), ECF No. 71. For the reasons stated below, the Court denies Harleysville’s application, and grants the remaining applications.BACKGROUNDHarleysville Worchester Insurance Company (“Harleysville”) commenced this action seeking a declaratory judgment that it is not responsible for coverage on a 2012 Dodge Ram truck used by Chad Brooks which was involved in a personal injury accident. Harleysville issued a Commercial Lines insurance policy, number BA 00000014020J, effective on March 12, 2013, until March 12, 2014. That policy provided commercial auto

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