MEMORANDUM OPINION AND ORDER Plaintiff Hindy Klein (“Plaintiff”) brings this action against Experian Information Solutions, Inc. (“Experian”), Transunion, LLC1 (“Transunion”), Equifax Information Services, LLC (“Equifax”), American Express Company2 (“Amex”), and Chase Bank (USA), N.A. (“Chase” and collectively, “Defendants”) alleging that each willfully or negligently violated the Fair Credit Reporting Act (“FCRA”), 15 U.S.C. §1681, et seq. (Doc. 1, “Compl.”).3 Before the Court is Amex’s motion to compel Plaintiff to arbitrate her claims and stay the action against Amex pursuant to the Federal Arbitration Act (“FAA”), 9 U.S.C. §1, et seq. Amex filed its motion on June 18, 2020 (Doc. 44; Doc. 45, “Amex Br.”), Plaintiff filed her opposition on June 26, 2020 (Doc. 51, “Opp’n. Br.”), and the motion was fully briefed with Amex’s submission of a reply memorandum of law on July 15, 2020 (Doc. 54, “Reply Br.”).4 For the reasons set forth below, Amex’s motion to compel arbitration and stay the action against it pending the resolution of arbitration is GRANTED. BACKGROUND I. Plaintiff’s Allegations Against Amex Plaintiff complains that Amex furnished inaccurate information to Experian, Equifax, and Transunion, which, in turn, led those companies to produce credit reports about Plaintiff that contained inaccurate information. (See generally Compl.
18-30). Specifically, Plaintiff alleges that the credit reports produced by Experian, Equifax, and Transunion indicated that Plaintiff’s Amex “account ha[d] the status as charged off but yet the account still include[d] a current past due balance” — which was illogical because “[t]he debt cannot be charged off and still be[] reflected [as] a past due balance” — and that, in any event, the “past due amount [was] different from the balance” that Plaintiff actually owed to Amex. (Id.
