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Greifman v. Client Servs. Inc.

Debt Collector's Letter Did Not Violate FDCPA §§1692e, 1692g; Lawsuit Not Threatened

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OPINION & ORDER Before the Court is Defendant’s Motion for Judgment on the Pleadings. For the following reasons, the motion is GRANTED. I. BACKGROUND For the purposes of this motion, I accept as true the facts, but not the conclusions, set forth in Plaintiff’s Class Action Complaint. (Doc. 1 (“Compl.”).) A. Facts This Fair Debt Collection Practices Act (“FDCPA”) dispute arises out of a debt collection letter (“the Letter” or “Defendant’s Letter”) — attached as an Appendix to this Opinion and Order — that Defendant Client Services, Inc. (“CSI”) sent to Plaintiff on March 4, 2019. (Compl. 27; id. Ex. 1.)¹ Defendant sent Plaintiff the Letter because Plaintiff allegedly owes a “debt” as defined by the FDCPA that is in default. (Id.

23, 24, 26.) The Letter constitutes a “communication” under the FDCPA and “was the initial written communication Plaintiff received from Defendant concerning the alleged [d]ebt.” (Id.

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