OPINION & ORDER Section 1692e of the Fair Debt Collection Practices Act (“FDCPA”) makes it unlawful for a debt collector to “use any false, deceptive, or misleading representation or means in connection with the collection of any debt.” 15 U.S.C. §1692e. Similarly, section 1692g requires a debt collector’s initial communication with the debtor to adequately state “the amount of the debt.” See Carlin v. Davidson Fink LLP, 852 F.3d 207, 215 (2d Cir. 2017). Plaintiff Abraham Lamm brings this peculiar case against Defendants FMS, Inc. and John Does 1-25, alleging they violated the FDCPA by “deceptively list[ing,]” on a debt collection letter, a payment of one cent he never made and which he claims makes it “ impossible for [him] to know how much is owed.” (Compl. 35, ECF No. 1.) Presently pending before the Court is Defendants’ motion to dismiss Plaintiff’s Complaint under Federal Rule of Civil Procedure 12(b)(6). (ECF No. 9.) For the following reasons, the Court GRANTS Defendants’ motion to dismiss. BACKGROUND The following facts are derived from the Complaint and are taken as true and constructed in the light most favorable to pro se Plaintiff for the purposes of this motion. “Some time prior to April 2, 2020, an obligation was incurred to Synchrony Bank” that arouse out of transactions in which the funds obtained from the creditor were used primarily for personal, family or household purposes. (Compl.
21-22.) On April 2, 2020, Defendant FMS sent Plaintiff an initial contact notice letter regarding the debt originally owed to Synchrony Bank. (Id 27; id., Ex. A (Initial Contact Notice Letter), ECF No. 1-1.) The right side of the letter states the following account summary: Account Summary Creditor SYNCHRONY BANK Customer No xxxxxxxxxxx[REDACTED] Account of ABRAHAM LAMM Account No [REDACTED] Balance Due $3,434.05 Charge-Off Balance $3,434.06 Total Interest Accrued Since Charge-Off $0.00 Charges or Fees Accrued Since Charge-Off $0.00 Total Payments Made Since Charge-Off $0.01 (Id., Ex. A.) Plaintiff did not make a $0.01 payment since the charge-off. (Id. 33.) Plaintiff claims he suffered damages as a result of Defendants’ “deceptive, misleading[,] and unfair debt collection practices.” (Id. 39.) Plaintiff seeks statutory and actual damages, costs, and attorney’s fees as relief. (Compl. at 11.) On March 22, 2021, Plaintiff filed his Complaint. (Compl. at 1.) On May 24, 2021, Defendants sought leave to file their motion to dismiss, which the Court subsequently granted and issued a briefing schedule. (ECF Nos. 6 & 8.) On August 6, 2021, the parties filed their respective briefing: Defendants their notice of motion (ECF No. 9), memorandum in support (“Motion,” ECF No. 10), reply (“Reply,” ECF No. 11); and Plaintiff his response in opposition (“Response in Opposition,” ECF No. 12). LEGAL STANDARD In deciding a motion to dismiss under Rule 12(b)(6), the Court must accept all factual allegations in the complaint as true and draw all reasonable inferences in the plaintiff’s favor. Freidus v. Barclays Bank PLC, 734 F.3d 132, 137 (2d Cir. 2013). To survive a motion to dismiss, a complaint must contain “sufficient factual matter, accepted as true, to state a claim to relief that is plausible on its face.” Ashcroft v. Iqbal, 556 U.S. 662, 678 (2009) (quoting Bell Atl. Corp. v. Twombly, 550 U.S. 544, 570 (2007)). Mere “labels and conclusions” or “formulaic recitation[s] of the elements of a cause of action will not do”; rather, the complaint’s “[f]actual allegations must be enough to raise a right to relief above the speculative level.” Twombly, 550 U.S. at 555. In applying these principles, the Court may consider facts alleged in the complaint and documents attached to it or incorporated by reference. Chambers v. Time Warner, Inc., 282 F.3d 147, 152-53 (2d Cir. 2002) (internal quotation marks and citation omitted). DISCUSSION By his Complaint, Plaintiff claims that Defendants violated the FDCPA in two ways. First, he claims Defendants violated §1692e by deceptively listing a $0.01 payment he never made, which is materially misleading because it makes it impossible for him to know how much is owed. (Compl.
