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Ambridge v. Accredited Mgmt. Solutions LLC

Uncontested Default Judgment Granted in FDCPA Action Yielding $4,176 in Damages, Fees

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MEMORANDUM DECISION AND ORDER I. INTRODUCTION On July 21, 2021, Plaintiff Kurt Ambridge commenced this action against Defendants Accredited Management Solutions, LLC (“Accredited Management”), United Merchant Asset Recovery of WNY, LLC (“United Merchant”), and Jeremy Brown (“Brown”). See Dkt. No. 1. Plaintiff alleged two causes of action against Defendants: violations of the federal Fair Debt Collection Practices Act (“FDCPA”), see 15 U.S.C. §§1692, et seq.; and violations of the New York General Business Law (“GBL”), see GBL §§349, et seq. See Dkt. No. 1 at

53-67. When Defendants Accredited Management and United Merchant failed to answer or otherwise appear, Plaintiff obtained a Clerk’s entry of default as to those Defendants. See Dkt. Nos. 9, 15. Defendant Brown was dismissed from this action without prejudice on October 29, 2021. See Dkt. No. 23. Currently before the Court is Plaintiff’s unopposed motion for default judgment against Defendants Accredited Management and United Merchant (hereinafter, “Defendants”). See Dkt. No. 26. For the reasons that follow, Plaintiff’s motion is granted. II. BACKGROUND Defendants are debt collection agencies located in and operating out of New York. See Dkt. No. 1 at

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