OPINION & ORDER Before the Court is Defendant’s motion to dismiss. (ECF No. 12.) For the following reasons, the motion is GRANTED. I. BACKGROUND I accept as true the facts, but not the conclusions, set forth in Plaintiff’s Complaint, (ECF No. 1 (“Compl.”)). A. Facts This Fair Debt Collection Practices Act (“FDCPA”) dispute arises out of a debt collection letter (the “Letter” or “Defendant’s Letter”) sent to Plaintiff on or about March 18, 2021 by Defendant MRS BPO, LLC on behalf of non-party Synchrony Bank. (See id. Ex. A.)1 Defendant sent the Letter to Plaintiff’s address but addressed it to “Vicent Williams.” (Id.
25-26, Ex. A.) Below this apparent misspelling of Plaintiff’s name, his address, and the date, the Letter provides the following information: MERCHANT: Synchrony Networks CREDITOR: SYNCHRONY BANK (Id. Ex. A.) The Letter also lists an MRS account number, a creditor account number, and the $7,164.26 balance allegedly owed. (Id.) The first line of the Letter reads, “The above referenced creditor has placed your account with our office for collection.” (Id.) The Letter also provides a validation notice: Unless you notify this office within 30 days after receiving this notice that you dispute the validity of the debt or any portion thereof, this office will assume this debt is valid. If you notify this office in writing within 30 days from receiving this notice that you dispute the validity of this debt or any portion thereof, this office will obtain verification of the debt or obtain a copy of a judgment and mail you a copy of such judgment or verification. If you request of this office in writing within 30 days after receiving this notice, this office will provide you with the name and address of the original creditor, if different from the current creditor. (Id.) Finally, the bottom of the Letter reads, “This is an attempt to collect a debt and any information obtained will be used for that purpose. This communication is from a debt collector.” (Id.) Plaintiff alleges that he is not familiar with Synchrony Bank or Synchrony Networks, nor does he recall making a purchase from either entity or incurring a debt with either entity. (Id.
